Top Up Loan is a Loan where Clients with primary loan products (Small Loan, Daily Loan, SME Loan, or Individual Loan) can access one complementary loan product while maintaining their primary loan, as follows:
a. Clients in the Primary Group Loan Methodology (Small Loan and Daily Loan) can access either an Asset Loan or a Top-Up Loan.
b. Clients in the Individual Loan Methodology (SME Loan or Individual Loan) can access only one complementary loan, which is the Top-Up Loan.
c. Eligibility for additional loans depends on the performance of the current loan, whether primary or complementary. Non-performing loans will not qualify for additional loans.
Loan Amount: ₦1,000 minimum to ₦200,000 maximum.
