Individual Loans

This loan is designed to meet the working capital needs of microentrepreneurs, enabling them to generate additional income, build assets, and become self-reliant on a larger scale.

The Individual loan offers clients seeking a larger amount and a more flexible loan tenure the opportunity to access between ₦200,000.00 and ₦10,000,000.00 for their working capital requirements. The Individual Loan features a 3.0% service charge per month, and repayment is structured in equal monthly installments over a maximum loan term of 12 months. This product is also available to walk-in clients at any of Grooming Centre’s branches nationwide.