I am Mrs. Bolanle Ishola, the secretary of Temidire Union, Abeokuta 2 Branch, Elega, Abeokuta, Ogun State. I reside at Iberekodo Area of Abeokuta. I got to know about Grooming Centre around March 2010, when Grooming Centre came to Abeokuta. Before I obtained loans from Grooming Centre, I experienced financial constraints in running my provision business and was unable to replenish my stock regularly. The first loan I received from Grooming Centre was NGN20,000 and I am presently on the 5th [Small] loan stage (NGN70,000). I am also on the 3rd stage of the Festival loan (NGN50,000). The current profit from my business makes payment of children’s school fees easy. I have also been able to buy a piece of land on which I am currently erecting a house. The good thing about Grooming’s loans is that the repayment is well spread, making it easy to pay back. Also, the encouragement to save enables me to have personal savings for various needs. I am so grateful because my life and those of my family has changed for better since the day Grooming Centre came to Abeokuta.